LENDER DOCUMENTS

Loan Delivery Checklist

Service Reference Guide

Trailing Document Cover Sheet

Trailing Document Instructions

We're bringing thousands of new customers right to your door

Access thousands of new customers in markets all across the state by becoming a participating lender in My First Texas Home. As a participating lender, you’ll be eligible to offer qualified Texans low interest rate home loans, and down payment and closing cost assistance.

Participating lenders also receive the following helpful benefits:

• Free advertising – inclusion in My First Texas Home materials distributed statewide
• Free homebuyer education - Texas Homebuyer U helps your clients satisfy the homebuyer education requirement from anywhere, anytime!
• Simple process – streamlined approach with minimal paperwork
• Community Reinvestment Act (CRA) eligibility – in most cases, participation in this program is a CRA eligible activity
• Marketing materials
  Informative, 3-panel brochures describing My First Texas Home and the Texas Mortgage Credit Certificate Program are available in English and Spanish versions for your clients/borrowers! Each brochure includes the types of homes eligible under each program, four easy steps to becoming a homeowner using each program, and more!
  To order copies, contact Sue Nance, Business Development Officer by email: [email protected] or by phone: (512) 475-3356.
  Samples of 3-panel marketing brochures: My First Texas Home (PDF - English) or (PDF - Spanish), Texas MCC (PDF - English) or (PDF - Spanish)

We also offer the Texas Mortgage Credit Certificate Program (MCC) that increases a family’s disposable income by reducing its federal income tax obligation. This tax savings provide a family with more available income to qualify for a loan and meet mortgage payment requirements.